Refund and Cancellation Policy

Effective Date: September 26, 2023


1. Introduction

PayMe by vPin is committed to providing high-quality financial services to our users. We understand that there may be situations where you need to request a refund or cancel a transaction. This Refund and Cancellation Policy outlines the procedures and guidelines for refunds and cancellations associated with our services.


2. Eligibility

Refunds and cancellations may be subject to eligibility criteria, depending on the specific service or transaction. Please review the terms and conditions associated with the service or transaction for eligibility details.


3. Refund and Cancellation Procedures

3.1. Transaction Refunds:

  • If you believe there has been an unauthorized or erroneous transaction on your account, please contact our customer support team immediately for assistance.

3.2. Cancellation of Services:

  • To cancel a subscription or service, please follow the cancellation instructions provided within the service or contact our customer support team.

3.3. Virtual Card Refunds:

  • Refunds for virtual card purchases may be subject to the policies of the card issuer. Please refer to the card issuer's refund policy for details.


4. Refund Request Process

To request a refund or cancellation, please follow these steps:

4.1. Contact Customer Support:

  • If you are eligible for a refund or need to cancel a service, contact our customer support team at [insert contact information].

4.2. Provide Relevant Information:

  • When contacting customer support, provide all relevant information, including your account details, transaction information, and the reason for the refund or cancellation request.

4.3. Verification and Processing:

  • Our customer support team will review your request, verify the eligibility criteria, and initiate the refund or cancellation process if applicable.


5. Refund Processing Time

The processing time for refunds may vary depending on the type of refund and the payment method used. Generally, refunds will be processed as follows:

  • Credit Card Payments: Refunds to credit cards may take 5 to 10 business days to appear on your statement, depending on your card issuer.
  • Bank Transfers: Refunds via bank transfers may take 3 to 5 business days to be processed and reflected in your account.


6. Non-Refundable Services

Please note that certain services or transactions may be non-refundable as per our terms and conditions or the policies of third-party providers. These include, but are not limited to, virtual card creation fees and certain subscription services.


7. Contact Information

If you have any questions or concerns regarding our Refund and Cancellation Policy or wish to request a refund or cancellation, please contact us at


8. Changes to the Policy

We reserve the right to modify this Refund and Cancellation Policy at any time. Any changes will be reflected on our website, and it is your responsibility to review this policy periodically for updates.

By using PayMe by vPin, you acknowledge and agree to comply with the terms and procedures outlined in this Refund and Cancellation Policy.