Privacy Policy

Effective Date: September 26, 2023

At PayMe by vPin, we are committed to safeguarding your privacy and protecting your personal information. This Privacy Policy outlines how we collect, use, disclose, and secure your data when you use our services. Please read this policy carefully to understand our practices regarding your information.


1. Information We Collect

We may collect the following types of information:

Personal Information: When you create an account, we may collect personal information such as your name, email address, phone number, and billing details.

Transaction Data: We collect transaction details, including the merchants you make payments to, transaction amounts, and timestamps.

Financial Information: For certain services, we may collect financial information, such as bank account or credit card information.

Device and Usage Information: We collect information about your device, including its type, operating system, browser, and IP address. We also collect data on how you use our services, such as your interactions with the app and website.

Location Information: With your consent, we may collect location information to provide location-based services.


2. How We Use Your Information

We use your information for various purposes, including:

Providing Services: To provide and maintain our services, process transactions, and offer customer support.

Security: To monitor and enhance the security of our services, including fraud prevention.

Improvement: To analyze and improve our services, develop new features, and conduct research.

Communication: To communicate with you about your account, promotions, and updates.

Legal Compliance: To comply with legal obligations, resolve disputes, and enforce our terms and policies.


3. How We Share Your Information

We may share your information with:

Third-Party Service Providers: We may use third-party service providers to assist us in delivering our services. These providers are contractually obligated to protect your information.

Business Partners: We may share your information with business partners for specific services, promotions, or offers. We will always obtain your consent before sharing your information for marketing purposes.

Legal Requirements: We may share your information to comply with applicable laws, regulations, or legal processes.

Mergers and Acquisitions: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.


4. Your Privacy Choices

Account Settings: You can access and modify your account settings to control the information you provide to us.

Communication Preferences: You can manage your communication preferences by unsubscribing from promotional emails or notifications.

Data Access and Deletion: You can request access to your data or request deletion by contacting us at


5. Children's Online Privacy Protection Act Compliance

Our services are not intended for children under the age of 13. We do not knowingly collect information from children under 13. If you believe we have collected information from a child under 13, please contact us to have it removed.


6. Data Security

We take data security seriously and employ industry-standard measures to protect your information from unauthorized access, disclosure, alteration, or destruction.


7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal or regulatory reasons. Any changes will be posted on this page with an updated effective date.


8. Contact Us

If you have any questions or concerns about our Privacy Policy or how we handle your data, please contact us at

By using PayMe by vPin, you agree to the terms of this Privacy Policy. If you do not agree with our practices, please do not use our services.